Renter's Insurance

Why buy renters insurance?
You get the peace of mind of knowing that your valuable possessions will be covered in the event of a fire, burglary, or other covered hazard in your rented apartment, house, condo, or other leased home. Just as important, you can rest assured that liability insurance included in the policy will protect your finances in case a visitor claims that they suffered from an injury or damage in your home.

How much is renters insurance?
Simply fill out our online quote form to learn how affordable this valuable protection is. The average cost for most renters is only $12 to $24 a month. Since we can allow you to customize your policy for your needs, rates vary by the amount of coverage you desire, the types of coverage, and exactly where you live in the state. In some cases, basic renters coverage might not be enough for expensive jewelry, artwork, and other valuables, but we can help you find the right way to protect luxury goods too.

We’ll explain exactly what your policy covers.
Even though rental policies are fairly simple, all insurance can get confusing. Let us help you comb through the fine print on your policy. When you work with us, you will understand exactly what your new policy covers and what it doesn’t cover. We’ll also explain different choices that you can make, so you can be sure that buy the right plan at the right price for your own needs.

We’ll help you make claims: In the event that you ever do need to file a property or liability claim, we’ll be right there beside you. Don’t worry about filling out complicated forms or waiting a long time to get your claim processed. We know that you only really find out if your insurance provides you with a good value when it comes time to actually use it, and we want to be sure that you are our satisfied client for life.

What does renters insurance include?
Typical policies include coverage for all of the things that you own inside of your rented home. Consider your clothing, jewelry, electronics, small appliances, and other personal possessions. For most renters, the value of these items amounts to several thousand dollars. Your landlord should cover the building, but he or she will not cover home contents, and that’s where your rented home insurance steps in.

Renters liability insurance protects you against damage or injury claims: If a visitor to your rented home claims that he or she suffered from an injury or property damage, you could get sued. In this case, we and your insurance company will have your back to help defend you and settle claims. In some cases, this liability protection can be even more important than property insurance.

What if you have to move suddenly? If your rented home gets so damaged that you can’t live in it, you may need to move quickly. You can purchase a renters policy that covers loss of use. In other words, it provides money for temporary housing or a quick move because of a covered risk.

Cover your rented condo, apartment, house, or any type of leased home. When you work with us, you can be sure that your coverage gets tailored to your needs. We can help you customize a policy for everybody from a student in a college dorm to a couple living in an uptown condo.

Contact a Krenek Insurance representative or call 979-245-0200 to make sense of it all—and make sure you’re protected.

Renter's Insurance

Renter's Insurance